The challenge
Informal loans between friends and family are prone to misunderstandings — no documentation, missed repayments, and strained relationships. People struggle to track loan terms, remember due dates, and keep the trust that made the loan possible in the first place.
What we built
Amico digitises and formalises those transactions through an intuitive app. Users create secure loan agreements, approve terms with mutual digital sign-off, and keep a centralised history of every loan. In-app payments and automated repayment distribution take the friction out of paying money back.
The result
Amico brings structure and transparency to peer-to-peer lending. Lenders can offer support with confidence, and borrowers get a clear repayment roadmap — turning an informal handshake into a documented, trustworthy agreement.